We Know Your Financial Challenges
Raising Funds is Overwhelming
Approaching investors, banks, or partners feels like navigating a maze. Terms are confusing, and rejections are frustrating.
Result: Projects stall, opportunities slip away
Loan Terms Feel Unfair
Interest rates are too high, collateral requirements are unrealistic, and payment schedules don't match your cash flow.
Result: Debt becomes a burden, not a tool
Equity Deals Lack Clarity
Giving away ownership without understanding valuations or long-term implications creates future conflicts.
Result: Lost control and misaligned partnerships
Trust is Hard to Build
Both funders and recipients worry about transparency, accountability, and whether the other side will deliver.
Result: Opportunities lost due to fear
Tracking Returns is Manual
Calculating revenue shares, interest, or equity returns manually leads to errors and disputes.
Result: Broken relationships and wasted time
No Middle Ground Options
You're stuck between traditional loans and equity. What about flexible, hybrid, or revenue-based models?
Result: Forced into wrong funding structures
ShonaCoin's Financial Contribution Solution
We've built a platform that removes friction from financial contributions and creates win-win outcomes for both sides
Multiple Funding Models in One Place
Choose from loans, equity, revenue-share, convertible notes, or hybrid models. Create custom terms that fit your unique situation.
Flexibility meets structure
Smart Auto-Valuation
AI-powered valuation engine calculates fair terms based on contribution size, risk, timeline, and expected outcomes.
Fair pricing for everyone
Transparent Contribution Timelines
Every financial contribution gets a timeline showing amounts, terms, milestones, and payout schedules. Nothing hidden.
Complete visibility and trust
Automated Payout Rules
Set rules for interest, revenue shares, or equity returns. The platform calculates and tracks everything automatically.
No manual calculations or disputes
Financial Contributions Across All Sectors
Startups & Tech
Seed funding, angel investments, convertible notes for MVP development
Agriculture
Seasonal loans, equipment financing, crop revenue-share agreements
Retail & E-commerce
Inventory financing, expansion capital, supplier payment terms
Real Estate
Property development loans, joint venture equity, rental income shares
Manufacturing
Working capital loans, machinery leasing, production financing
NGOs & Nonprofits
Grant tracking, donor contributions, program-based funding
Healthcare
Medical equipment financing, clinic expansion loans, partnership equity
Education
School development loans, training program funding, scholarship management
Creative & Media
Project financing, production funding, royalty-based agreements